https://mortgageandrealestatewatch.com/insights.html Mortgage-rate, Treasury-market, housing and borrower-strategy analysis from Stanley “Stan the Loan Man” La Ferr. en-us https://mortgageandrealestatewatch.com/articles/30-year-fixed-mortgage-rates.htmlhttps://mortgageandrealestatewatch.com/articles/30-year-fixed-mortgage-rates.htmlSun, 27 Sep 2026 12:00:00 -0700Why moving averages and MACD deserve attention — and why the Fed does not directly set the 30-year fixed mortgage rate.